The highest temperature that processor is rated to run (stable) for extended periods of time is 65*C (127.5*F), and that's hot enough. If your CPU was truly running at 97*C (that's 175.7*F!), you'd definately smell smoke by now... and where there's smoke, there's fire baby.
:jump2:
IMHO, your thermal sensor is defective. If you really want to know what temps your system is running at, pick up a fan control bay with thermal sensors. That'll give you a much more accurate idea of what your system is really running at.