My friend had £2k stolen from his credit card and I don't want this to happen to me. He suggested using an online credit monitoring service. Does anyone know any websites where you can find information on how to protect your privacy online/offline? Lots of information can be gleaned from Google, but no one website appears to provide the guidance I need....
personally, i object to having to pay for such a service. if/when i get a credit card if it is stolen and used then its not my problem, as i didn't spend the money... so i don't have to pay that money (of course they will most likely want me to prove that i didn't spend the money, to which i will reply prove i spent it.) However, If my bank or a credit card company offer it to me, free of charge, i would quite happily accept it! Common sense will protect you, be carefull how you dispose of anything bank or credit card related (if someone is going through your rubbish, even envelope with your name and banks symbol on it is a starting point). Don't just believe someone is who they say they are, if bank/credit calls you make sure you double check they are who they say they are... asking them details about your account would be a starting point, if your really paranoid tell them that you will call them back with the number you have for them. it goes without saying that you don't hand out your pin number, or let your cards leave your possesion they don't have to be stolen to be copied. im sure they are lots of other hints and tips out there, but those are just the ones on the top of my head!
Now to be honest, it's those kind of online companies you need to watch out for. I think you'd be better off keeping your wallet in your pocket.
Thanks for info. A few friends had suggested looking at the following: privacyrights.org id-protect.co.uk identity-theft.org.uk Need to have guidance and solutions..... Do you know anything about these sites?:O
If I was to use a credit monitoring service I certainly wouldn't use an online one - I'd go to my bank and see what services they offer.
