PNY is not a brand I'm likely to use again, nor recommend to someone. While, yes, you don't need to buy the most expensive card, the quality of the product is also something you should consider. I haven't used any XFX products before, but what I have used from PNY makes me doubt their quality control. If you're looking to do any gaming, I'd pass on the FX5200, simply because it's not able to deliver on performance.