ok, i dunno if this will help becouse i have a different motherboard and cpu to you, my cpu is a 3700+ amd 64, stock is at 2.2ghz and my overclock is at 2.8ghz, i am using the stock cooler, and a voltage bump from 1.40v to 1.47v was needed, now i dont think its the actual voltage that kills your cpu and mobo if you have a decent mobo, but its the temperature caused by the voltage increase, usually it shouldent matter if you have crap memory, my memory is just 2x 512mb or 1x 512mb generic crap, and all i do is lower the cpu to memory or fsb to memory ratio, cant remember which one it is, so at the moment, my memory is running at 420mhz, 20mhz over its normal speed, any further and i think it would be really bad for my memory, but i also had to lower the HT multiplyer setting in bios to 3x, any higher and the comp would freeze on bios becouse HT was going over 2ghz, as this is how the HT speed is determind i belive, FSB x HT multplyer x 2, and in my case it was, 254 x 3 x 2 which equals 1524mhz, to increase the cpu clock, you increase the FSB clock, but doing this also causes the memory to increase, thats why you gotta change the cpu to memory ratio or fsb to memory ratio, cant remember which one it is, but there are preset ratios, i either had mine at 420mhz or 333mhz i belive, nextr i had to change the voltage to 1.47v, i first tried 1.42v then 1.45v, 1.45v was ok but after long periods caused shutdown, i tried to get to 3ghz, i manged to get into windows, but it did not work in games, i had the voltage at 1.6v, NEVER go above 1.5v i say.
The above is just really the steps i took to overclock, not somthing you should do exatly, i dont know if its even possible for you, as you motherboard is different, so maybe the overclocking options might be better, i am running on an Nforce 3 250gb mobo, from gigabyte, i think my cpu overclocked well to say that gigabyte aint aiming at overclocking boards.
Also, my temperatures with my overclock were 29-30 idle and 39-42 load, the reading were took in winter tho.
I hope some of this helps, just thought i would tell you how i oveclocked mine, might provide you with some usefull info :)